You are Welcomed at 60 Ballard Avenue property and Home! This 11 Room, 4/5 bedroom and 2 bath Expanded Hi-Ranch is located on a 6320 sq ft. property that is 158 ft deep. The home is located in close proximity to the VS LIRR Train Station, access to buses, parkways, the Valley Stream Hendrickson Pool, Park, Lake trails and Recreation, local shopping and restaurants. The near by Valley Stream Village Green offers a natural serene Park, an outdoor Concert Bandshell, a Dog Park for the Incorporated Village residents and the VS Library is across the street. Some may describe it as suburban living w/ easy access to NY City. This home boasts a fenced yard, 3 Zone in-ground sprinkler system, detached garage & storage, 2 concrete driveways (6+ car parking), a sliding back yard door that leads to a patio for alfresco dining and a private yard oasis w/ a tree that provides shade. Enjoy gardening, children's recreation, barbequing, entertaining guests, and outdoor activities year round, or just meditate in this tranquil environment with a refreshing beverage. A beautifully maintained property wraps this home transitioning into the front door entry hall. Newly sanded, sealed, and stained satin hardwood floors & steps, welcome your entrance into a freshly painted upper open floor plan level. The Eat in Kitchen, LR & DR, 3 Bedrooms and a full-bath complement the 5 Rooms on the lower level, consisting of a second fully updated bath, additional 1 or 2 bedrooms/office, family room, den, convenient utility/laundry room, additional closets/large pantry and storage for your growing family w/ its own side entrance. The home has been meticulously maintained and has an updated boiler w/ 2 heating zones and separate HWH system. Abundance of natural light throughout brightens this home of comfort and functionality. Opportunity is knocking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,292 | $1,292 | $1,292 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,861 | $4,242 | $5,692 |
Total Monthly Payment | $5,245 | $5,626 | $7,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.