Come home to this spectacular bright and spacious studio in the desirable River Point Towers, one of South Riverdale's premiere buildings. Enjoy all-day sunshine amid the lovely oasis of treetops with an open sky and partial river view from a wall of windows. There's a separate kitchen and a sleeping alcove with a dressing area. Newly finished hardwood floors throughout and lots of closet and storage space. Monthly maintenance of $724 includes all utilities such as electricity, heat, gas, hot water, basic cable, internet, taxes and central air conditioning. Building assessment from 2024-2029. Seller prepaid 2024 ($45/month). Amenities include 24-hour concierge/doorman, seasonal outdoor heated pool, community room, playground and fitness room (extra fee). Garage parking is waitlisted. Close to Metro-North Railroad, local buses, express buses to Manhattan, stores, restaurants, parks and schools. Become a resident of this elegant community and schedule a viewing today. ParkingFeatures: On Street,
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Our Executive Mortgage Banker:
Our Insurance Division:
$170,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $904 | $1,147 |
Total Monthly Payment | $980 | $979 | $1,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.