THIS PROPERTY IS NOT IN A FLOOD ZONE. NO FLOOD RISK IN THE FLOOD FACTOR MODEL. NON-EVACUATION ZONE. Welcome to the desirable “Brigadoon of Clearwater” Townhouse community, elevated and isolated among several city parks. HOA $170/month. This recently updated 1120 square-foot, 2 bedroom, 2. 5 bath townhouse is a private end unit, with no rear neighbors and a 180-degree green-space in the backyard. Two separate living-rooms on the main floor, divided by the kitchen, leave the ability for the rear living-room to be converted into a third bedroom. Two sets of sliding-glass doors bring an abundance of light inside and opens your home directly into your own private, quiet, green-space which is perfect for outdoor-living, picnics, grilling and get-togethers. HOA fees of $170/month, includes all yard maintenance, sidewalk maintenance, trash, recycling and a heated, gated pool with a shower. This home has one designated parking space and plenty of guest parking spaces. Washer and dryer are included and the community is pet friendly. Cliff-Stephens Park, Kapok Park and the Ream-Wilson Trail are just outside your door; making activities like fishing, biking, jogging, walking, and disc golf easy. This home is centrally located, a 8-mile drive will take you to Clearwater Beach or a 14-mile drive will take you to Tampa International Airport. Downtown Tampa and St. Petersburg are easy to access with Highway 19 and Gulf to Bay Boulevard just outside the gates of Brigadoon. And the home is walkable to a bus stop which takes you to Clearwater Beach. The interior and exterior of the home have recently been painted, carpet has recently been installed, with like-new tile floors in the kitchen and baths. New Custom “Bali Blinds” cover both sets of sliding-glass doors in the second living room and kitchen, featuring UV-heat blocking technology. Wood Kitchen Cabinets made by “American Woodmark Corporation” bring pizazz to the kitchen, along with a new garbage disposal and ceiling fan in the living room. Upstairs you will find the main bathroom has a new bathtub and shower with new subway tile, floor tile, a Kohler toilet, and brushed-nickel Moen shower hardware. The primary bedroom boasts vaulted ceilings and an en suite bathroom with private shower alongside two large closets. Both the primary and secondary bedrooms are spacious and feature large closets and views of nature. The light-switches and doorknobs have been upgraded and a new surge-protector for the electric panel has recently been added. The plumbing water valves in all bathrooms and water valve outlet box to the washing machine have been upgraded as well.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,200 | $219,200 | $219,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,457 | $1,849 |
Total Monthly Payment | $1,761 | $1,760 | $2,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.