Under contract-accepting backup offers. Location is key here! 2 bedroom 2 bath 1 car garage home sits in the heart of Port Charlotte. This gem is within 2 miles to shopping, restaurants, hospitals, churches banks, and is 6 miles to Charlotte Harbor and the city’s entertaining night life. It’s also in a quaint neighborhood that has well maintained homes and offers a quiet street even though it’s close to the main highway and a skip to interstate for road trips to explore Florida's history. The home has a lot to offer and Starts with a nicely landscaped front and cozy enclosed entrance. It comes with an open floor plan, large spacious kitchen and has generous sized bedrooms and closets, Ceiling fans throughout home and motion detected lighting outside. It boast Newer AC 2019, 2023 roof, soffits, fascia and gutters, newer electrical box with float for septic and updated electrical panel. Master bath needs finished and materials are being provided. large fenced in backyard has a generous sized brick paver fire pit area to enjoy stars and constellations on those beautiful Florida nights while it also offers a cozy patio area to enjoy your morning coffee and bask at our beautiful sunrises. While some cosmetics may need done. Home has tons of potential for those seeking to make it their own and enjoy that desired Florida lifestyle
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,619 |
Total Monthly Payment | $1,467 | $1,466 | $1,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.