CHAMPIONSHIP GOLF FRONT with ROOM FOR A POOL and BOND PAID on this Somerset Designer Home in The Village of Caroline. As you arrive, the landscaped yard and paver driveway create a grand first impression. Step onto the screen-enclosed paver front porch, a perfect morning coffee spot. Enter through the decorative glass front door into the large foyer. The living and dining rooms are spacious and inviting, and a tray ceiling defines the space. The open floor plan is enhanced by ceramic tile flooring laid on a diagonal that flows seamlessly throughout the home. Through sliding glass doors, you will love the picturesque views of the golf course and ponds in the wrap-around ENCLOSED AND AIR-CONDITIONED LANAI, adding 445 sq ft for a total of 2526 sq ft of living space. A thoughtfully screened-in lanai sits beside the lanai, perfect for enjoying the outdoors. There is even a ROOM FOR POOL! (pending approval) The kitchen features maple-glazed cabinetry, granite countertops, and stainless-steel appliances, including a GAS range. 3 SOLAR TUBES can be found throughout, allowing natural light to illuminate the home. Retreat to the large light-filled primary bedroom, complete with tray ceiling and a large walk-in closet. The en-suite master bathroom offers dual vanities, a walk-in shower, and a private water closet for your convenience. You will find two nice-sized guest bedrooms on the other side of the home. Guests will appreciate the well-appointed second bathroom, which features a luxurious walk-in tub, while the third bathroom offers a walk-in shower. The oversized two-car garage provides ample space for vehicles and storage with pull-down attic stairs, painted floor, and extra storage space for your needs. A radiant barrier keeps attic items fresh for those photos and keepsakes. Lightning rods have been added for peace of mind during Florida weather. The roof was replaced in 2020, and the HVAC was replaced in 2023! This home is ideally situated 1 mile from Lake Sumter Landing. Close to Caroline Pool, Coconut Grove Recreational Center, and Mallory Hill Country Club. The Caroline Neighborhood Recreation Center features an adult swimming pool; the nearby Coconut Cove Village Recreation Center features a family pool and plenty of outdoor recreation. Immediate Occupancy Available! Don't miss the opportunity to make this your next home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,891 |
Total Monthly Payment | $4,262 | $4,258 | $5,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.