Under contract-accepting backup offers. Welcome to Palm Harbor and this STUNNING 3 bedroom/2 bath home that sits on one of 9 oversized conservation lots in this community! There is No HOA, No CDD and No Flood Zone. You are going to be WOWED from the moment you see this property! Lush tropical landscaping hugs the parameter of this home and creates a border of PRIVACY allowing you to escape everyday living! The covered entry has a ceramic tile walkway and will guide you into the home. Inside, the foyer provides a drop zone and storage options before you enter into the dining space that is anchored with a CUSTOM chandelier. Created with daily living and entertaining in mind, the OPEN CONCEPT includes a living room with wood burning fireplace, built-ins and a WET BAR. The kitchen is truly the hub of the home and has wood cabinetry, stainless steel appliances, GRANITE countertops and backsplash, walk-in pantry and an island which is perfect for those quick meals. The entire back wall has floor to ceiling windows allowing you to enjoy the CONSERVATION views whether sitting in the breakfast nook with your morning coffee or in the bonus sitting room curled up with a book! Outside, your oasis awaits with the breathtaking views of the PRIVATE POOL. The covered porch offers year-round enjoyment with shelter from the Florida weather and the wood ceiling and pavers bring more CUSTOM finishes to the outdoor space. The pool deck has multiple seating options with a composite wood patio and additional space for lounge chairs on the pavers. At night, the pool is illuminated with lights that create a peaceful setting in the screened cage. The yard continues with a patio that has pavers and artificial turf to practice your putting skills. Birds of Paradise, palm trees and colorful plantings will bloom and create a pathway to the rear of the home where you can store your items in the shed. The split floor plan has the primary bedroom with pool access and an en-suite bathroom that has been updated. An oversized soaker tub sits in front of the block window and has a CUSTOM tile surround. A walk-in shower has a built-in bench, multiple shower heads including rain shower and seamless glass door enclosure. Dual vanities with GRANITE countertops, under mount sinks and wood cabinetry are additional updates. Storage is no concern with a WALK IN CLOSET. The secondary bedrooms are generous and share the second full bathroom. The laundry space is inside and has cabinetry and counterspace for folding. The Seller installed a Tesla Charging Station. Additional features include a newer roof (2021), hot water heater (2022), refrigerator (2023), new water softener (2023), arched doorways, plantation shutters, crown molding, recessed lighting and cathedral ceilings! Located within minutes from Honeymoon Island where you can swim, fish and hike on the more than 4 miles of beach, 3 miles of trails in the pine forest. Also minutes to Downtown Dunedin and Downtown Tarpon Springs where you can enjoy the charm of the shops, restaurants, breweries, art & antiques!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $3,038 | $4,019 |
Total Monthly Payment | $3,559 | $3,559 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.