Nestled within the desirable 55+ Winding Creek community, this 2-bedroom, 2-bathroom condo offers a perfect blend of comfort and convenience. With crown molding throughout and spanning 954 square feet, the open concept floor plan is perfect for modern living. Both spacious bedrooms come with private ensuite bathrooms, providing a sense of privacy and luxury. Enjoy newer appliances in the kitchen, granite countertops and recessed lighting. Unwind on the covered lanai, complete with a shader for added comfort. This meticulously maintained community features lush landscaping and an array of resort-style amenities, including a clubhouse, sparkling pool, BBQ stations, shuffleboard, sauna, pickleball and a tennis court. Residents also enjoy a hot tub, community room, pool tables, car wash station, and covered parking. Located just 10 minutes from Florida's top-rated Gulf beaches and only 2 minutes from shopping and specialty dining, this property provides easy access to I-275 for a quick commute to Tampa Bay. Close to Honeymoon Island, Caladesi Island, Downtown Dunedin, and Safety Harbor. Live the ideal Florida lifestyle in this serene and active community!
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Our Executive Mortgage Banker:
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$189,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,999 | $151,999 | $151,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,303 |
Total Monthly Payment | $1,274 | $1,273 | $1,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.