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41 Hamilton Place Extension, Richford, VT, 05476 | $295,000
Don’t miss this wonderful 4-bedroom home on 2. 46 acres with exciting updates throughout! Just inside, a spacious mudroom offers you plenty of space for your seasonal gear. The sunny living room offers a cozy spot to relax after a long day. You’ll love the updated kitchen with new cabinetry, flooring, appliances and countertops added in 2020. The center peninsula has a butcher block countertop, perfect for preparing a large meal or serving a crowd. There’s original hardwood flooring throughout half of the home, with brand new laminate flooring in the rest of the home. Outside, your large, flat lot offers privacy and plenty of open space to create your own homestead. You’ll love relaxing out on the back deck as you enjoy your peaceful surroundings. This home also has owned solar panels set up behind the home, helping to keep your utility costs low! This property is on the Vermont Electric Co-op Grid, so extra power generated builds credit towards your future power bills! Great location in the heart of Richford, close to schools, shopping, dining and more!
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Style: Ranch
- Year Built: 1953
- Garage: 1-car Garage
- Heating: Heat Pump,Monitor Type
- Cooling: Mini Split
- Basement: Concrete
- Approx Sq. Feet: 1,440
- Acreage: 2.46
- Est. Taxes: $3,338
- Lot Desc: Country Setting,Field/Pasture,Level,Open,Secluded
- MLS#: 5010839
- Website: https://www.raveis.com
/prop/5010839/41hamiltonplaceextension_richford_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/19/2024Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: The Malley Group
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
41 Hamilton Place Extension, Richford, VT, 05476
$295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $278 | $278 | $278 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,610 | $1,569 | $2,024 |
| Total Monthly Payment | $1,963 | $1,922 | $2,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484