Heavenly, artistic lakefront recently refreshed, contemporary, year round ranch with $398K of major upgrades and improvements done within the last 3 years. It is located on Lake Osiris, a highly sought after 18 acre, well established private lake community, where from your own dock you can enjoy great fishing, boating, swimming or gazing at the wondrous water birds & soaring eagles. It is close to the lake Osiris Golf Course which surrounds you for golfing enthusiasts and the fantastic clubhouse that you can join as a member for an additional cost. Experience the beauty, serenity & wonders of nature and wildlife or walk or jog around the lake. It features a remodeled $20, 000 designer kitchen with marble counters & stainless steel appliances, an expansive great room with lovely wood burning stone fireplace, 2 bedrooms & tasteful full bath, a front porch with fabulous lake views with porcelain tile floors and back enclosed porch with scenic mural design that leads to a enormous stone patio with fire pit & privacy fence to relax from life's stress or entertain. New roof, oil tank , hot water heater, new basement heating system, 6 new Anderson windows, new electric panel & meter, ev charger, 6 ring cameras , generator. ready , new floors, freshly painted, and much more. Why wait! You will adore one level indoor and lakeside living. You can walk or jog around the lake to exercise. There is room to expand living space upstairs and in the walkout basement that has a 1 car garage. Close to Walden village, shopping & all conveniences. it is a lakeside treasure . Home is your vacation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,066 | $2,036 | $2,687 |
Total Monthly Payment | $2,540 | $2,510 | $3,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.