Motivated sellers!! Wonderfully appointed tri-level home in a spectacular Richmond location! Conveniently located less than 10 minutes to the interstate and Williston shopping yet situated on a shaded 2 acre hillside lot that affords privacy and seclusion while still being close to everything this location is hard to beat! Inside the home the updated kitchen features tons of maple cabinetry, solid surface counters and updated appliances while gleaming hardwood flooring stretches throughout the rest of the main level. Mostly newer windows allow natural light to fill the space while a slider allows direct access to the backyard, perfect for a future patio! The upper level of the home boasts 3 spacious bedrooms with hardwood flooring and a full bath while the primary suite features direct access to the 3 seasons screened in porch, enjoy your morning coffee listening to the sounds of nature or relax with a book after a long day. The walk out lower level of the home features a spacious family den with a tiled entry and a gas fireplace perfect for those chilly VT evenings while another bathroom with a walk in tile shower and laundry on the same level adds convenience to the space. An attached garage/workshop space as well as a shed provide additional storage for toys and seasonal items. Backed up to wooded acreage with access to nearby trail networks this home provides an affordable option in an awesome location, schedule your showing today and come see for yourself!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $2,915 | $2,913 | $3,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.