Welcome to 29 Shore Road in Niantic, CT-a beautifully renovated Ranch in the Oak Grove Beach Association. This home offers panoramic water views and a perfect blend of modern luxury with coastal charm. Inside, discover a Quartzite kitchen with high-end stainless steel appliances. The kitchen flows into the living room, where trey ceilings, custom built-ins, and a gas fireplace create a warm, inviting atmosphere. The primary bedroom is a serene retreat with his and her closets, and an en-suite bath boasting heated floors, vaulted ceilings, and double sinks. The finished lower level expands your living space, offering butcher block counters, a sink, and ample room for gatherings or guest accommodations. Outside, a newly constructed four-car garage features versatile upstairs space perfect for an office, studio, or workshop, complete with a full bath and Trex decking. The garage is adorned with cedar siding, stone accents, and an interior car lift. The outdoor patio, with a pergola, is perfect for enjoying water views, with cedar impressions siding enhancing the coastal charm. The private association beach is only 100 steps away. Efficient heating and cooling systems, including mini-splits and on-demand hot water, ensure year-round comfort. This property offers not just a home, but an elevated lifestyle. Enjoy stunning views, entertain on the patio, or work from the office above the garage. Don't miss your chance to make this extraordinary property your own.
Type | Description | Level |
---|---|---|
Bedroom 1 | Vaulted Ceiling,Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Lower |
Dining Room | Remodeled,Patio/Terrace,Sliders | Main |
Family Room | Entertainment Center,Vinyl Floor | Lower |
Kitchen | Remodeled,Quartz Counters,Hardwood Floor | Main |
Living Room | Ceiling Fan,Dry Bar,Gas Log Fireplace,French Doors,Patio/Terrace,Hardwood Floor | Main |
Office | Balcony/Deck,Entertainment Center,Vinyl Floor | Other |
Primary BR Suite | Remodeled,Ceiling Fan,Full Bath,Hardwood Floor | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,112,000 | $1,112,000 | $1,112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $792 | $792 | $792 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,227 | $6,757 | $9,160 |
Total Monthly Payment | $7,144 | $7,674 | $10,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.