Welcome to Cottage 16, a beautifully upgraded and move-in-ready retreat in the serene Lake Keowee community. This 2-bedroom, 2-bathroom cottage has it all. Nestled in a peaceful spot perfect for relaxing afternoons and quiet lake nights, this cottage has both convenience and comfort. Plus, you're just a short drive away from Seneca, Prisma Health, the YMCA, shopping, restaurants, and Clemson, giving you easy access to everything you need. Parking is hassle-free with a designated spot just steps from your front door, and the included golf cart makes getting around the community a breeze. Inside, you'll find gorgeous flooring, butcher block countertops, upgraded cabinetry, and ample storage throughout. The fully renovated kitchen and bathrooms ensure there's nothing left to do but move in and enjoy. The screened porch, featuring easy breeze windows, allows for year-round enjoyment of the picturesque surroundings, and the outdoor space is perfect for grilling and relaxing with stunning lake views. With an open floor plan, you'll be ready to embrace the lake lifestyle immediately. The community has a wealth of amenities, including a lakefront lodge, swimming pool, marina, beach, fitness room, and walking trails. Whether you're shooting pool at the clubhouse, working out in the gym, or simply unwinding on the beach, there's something for everyone. This low-maintenance cottage is in a private, gated community with monitored access, providing both security and peace of mind. The regime manages landscaping, water, sewer, trash service, pool access, clubhouse, walking trails, fitness center, and more. Please note that rentals are not allowed for less than 12 months. Be sure to ask your agent about the land lease, boat slip rentals, and any additional details. With its ideal location and incredible amenities, Cottage 16 is the perfect place to make your lakefront dreams a reality. Schedule a showing today and start enjoying all that Lake Keowee and the surrounding area!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,024 |
Total Monthly Payment | $1,685 | $1,683 | $2,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.