3555 Harbor CIRCLE NW, Winter Haven, FL, 33881 | $249,900

LAKEFRONT COMMUNITY--HARTRIDGE HARBOR IS WINTER HAVEN'S BEST-KEPT SECRET. The development is NOT age restricted. This 26-home community is gated and located on Lake Hartridge on the Chain of Lakes. Owners with boats may use the dock for up to 4 days. There is a beautiful community pool and tennis courts. This residence has been meticulously cared for and updated. New luxury vinyl flooring is throughout the property. The great room is large and open with vaulted ceilings. This is a two bedroom two bath with a large two-car garage. The home has a split-bedroom plan. The foyer is quite spacious and leads into the open great room. The kitchen has a breakfast bar and is open to the dining area. The two bedrooms are nicely sized and the primary has an ensuite bath. There is also an inside utility closet for a full size washer and dryer. The enclosed rear porch overlooks the sparkling pool. There is also a water softener system that will remain with the property. The community HOA fee is 240. 00 per month and includes: gate and security system, lawncare, road upkeep, irrigation system and well for watering all the yards, common dock, tennis court and pool maintenance. This community shows a real pride in ownership.

Features

  • Amenities: Maintenance, Pool, Security, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 1980
  • Garage: 2-car Garage Door Opener, Ground Level, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,358
  • Acreage: 0.07
  • Est. Taxes: $1,130
  • HOA Fee: $240 Monthly
  • Lot Desc: In County, Landscaped, Level, Near Public Transit
  • View: Pool, Tennis Court
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Range Hood, Refrigerator
  • MLS#: P4931713
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /prop/P4931713/3555harborcirclenw_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 9:17:07 PM)
Listing courtesy of QUINN & COMPANY REALTORS, LLC   Phone: 863-412-2287

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3555 Harbor CIRCLE NW, Winter Haven, FL, 33881

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $94 $94 $94
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,381 $1,347 $1,701
Total Monthly Payment $1,550 $1,516 $1,870

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.