Under contract-accepting backup offers. Bring on the Charm! This beautiful, ONE OWNER, custom-built 3 bed/2 bath home with NEW ROOF, sits on a 0. 76 acre CORNER LOT with NO HOA! This property has been professionally landscaped and boasts amazing curb appeal. A pavered circular driveway adorns the front of the home and provides extra parking for guests. An attached, oversized garage is on the back of the house providing privacy, convenience, and additional parking on the long driveway leading up to it. In addition, a DETACHED garage/WORKSHOP sits behind the home and could be converted into an in-law apartment, man-cave, hobby room, or maybe even an airbnb. Inside you'll find lots of living space, beautiful wood floors throughout a lot of the home, and plenty of storage space with 2 hall closets as well as built in cabinets in two of the main rooms . Enjoy cooking in the tastefully updated kitchen with solid-wood cabinets, quartz countertops, two pantry cabinets, matching hutch and lighted display cabinet. Open to the kitchen is a spacious dining area with a fireplace. . . perfect for cozy dinners or large family game nights! Just a step down from the dining room is a 13 x 24 great room with vaulted ceilings, pass thru window from the kitchen and space for a game or eating table. . . the perfect spot for spending time with family or entertaining guests. Upon entering the home, guests are greeted by a spacious foyer and an enormous formal living room with built in cabinets, a large bay window, and plenty of daylight. This home has so much character and is an absolute must see to appreciate all it has to offer. The backyard is a one of a kind oasis with a perfectly placed patio surrounded by lush landscaping and shaded by a large Oak Tree. Beyond the landscaped area, there's plenty of space for a garden or for playing outside. Only 2 blocks from Davenport Elementary School, a block from the post office, and just a short walk to the lake and park. Just minutes to medical offices, the hospital, shopping, churches, and restaurants. ***This property is currently one parcel that consists of 3 lots. The home sits on Lots 2 and 3. Lot 1 (the corner lot) could potentially be divided and sold but you would have to check with the City of Davenport for verification/consideration. Buyer or Buyer's agent is responsible for verifying whether or not this would be allowed.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,065 | $2,686 |
Total Monthly Payment | $2,619 | $2,563 | $3,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.