Fall in love with the charm and character of this meticulously maintained 4-bedroom + office, 3-bathroom home with a 3-car side-entry garage. Nestled in the exclusive Paddock Oaks community, a quaint neighborhood with only 33 homes and low HOA fees, this property sits on a picturesque corner lot with mature shade trees. The home is brimming with elegant features, including crown molding, bamboo floors, vaulted ceilings, plantation shutters, and a whole-house vacuum system for added convenience. The owner has taken care some big-ticket items, such as a roof (2021), water heater (2022), pool pump (2023), salt cell (2024), and ensuring peace of mind. As you enter through the double glass-pane doors, you’re welcomed by spacious formal living and dining rooms with views of the lanai and sparkling saltwater pool. At the heart of the home is a gourmet kitchen equipped with granite countertops, wood cabinets, a center island, stainless appliances, a tile backsplash, a built-in desk, pantry, breakfast bar with seating, and a cozy breakfast nook. The kitchen flows effortlessly into the warm and inviting family room, complete with a charming barn door and sliders leading to the lanai, making it the perfect space for gathering and entertaining. The primary suite serves as a private retreat with bamboo floors, sliders to the lanai, his-and-hers closets, and a luxurious en-suite bathroom featuring a soaking tub, walk-in shower, and linen closet. On the opposite side of the home, two additional generously sized bedrooms share a full bath. Behind a stylish barn door, is an additional private en-suite with a full bath that doubles as a pool bath—perfect for multigenerational living! Step outside to the expansive covered and screened pavered lanai, featuring a sparkling saltwater pool perfect for hosting BBQs or relaxing evenings. The outdoor space also includes an extended pavered patio with a designated spot for a firepit, where you can enjoy cool nights roasting marshmallows. With a fantastic location near US-301 and I-75, and just minutes from TPA, MacDill, world class beaches as well as shopping and dining options, this incredible home is an opportunity you won’t want to miss! View the home virtually with this link: my. matterport. com/show/?m=JiFtgwBYbwk&brand=0
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,810 | $4,891 |
Total Monthly Payment | $4,505 | $4,456 | $5,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.