Location, Location, Location!! 4-bed, 1. 5-bath single family residence home located in one of the most desirable areas in Saint Cloud!! This HUGE CORNER LOT, NO HOA 1, 000+ square foot home in the heart of Saint Cloud features an AC UNIT & WATER HEATER that is less than 5 years old, BRAND NEW doors, tile flooring throughout the home, BRAND NEW baseboards, UPDATED bathrooms and an UPDATED kitchen with kitchen appliances included in the sale except for the fridge. NO FLOOD ZONE!! The spacious Laundry Room features NEWER Whirlpool Washer and Dryer that are also included in the sale!! Outside you will find a big front porch, a POWERED SHED that is perfect for storage, and rain gutters. Close to Disney & MCO - Minutes away from Elementary, Middle, and High Schools. Close to shopping, restaurants, US192 and minutes away from the famous St. Cloud Lake Front and Marina! Don't wait, Saint Cloud Homes like this one do not come around often! **Note: Garage has been converted into a 4th bedroom but can easily be converted back into a garage**
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,897 | $1,896 | $2,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.