Warm and inviting pool home in a quiet neighborhood awaits - NO HOA. This charming three-bedroom, two-full-bath, two-car garage pool home is situated on an oversized lot in the heart of Palm Coast. As you step into this home it illuminates elegance and offers spacious living at its best. Entering this humble abode, you feel right at home as the living room boasts vaulted ceilings and a warm cozy fireplace, electric insert, or wood burning, it's your preference. Gather in the adjoining dining room for all your family events and special occasions. Enjoy cooking in the updated kitchen embellished with white custom cabinets and stainless steel appliances, including a GE convection oven range with an air fryer perfect for that inner chef. Serve breakfast at the kitchen bar or on the screen-enclosed pool patio where you can also sip your morning coffee or just simply enjoy the surrounding nature. Besides having its private entrance from the pool area, the primary bedroom hosts a walk-in closet and ensuite with a skylight and a jetted tub. The additional bedrooms, generous in size, can be used for your guests or as an office. The 8-by-7 laundry room easily accommodates storage and your sewing machine or project area. Go for a swim in the beautiful in-ground self-cleaning pool nestled in the quiet serene oasis of your backyard and patio. Marvel at the pristine natural beauty of lush mature landscaping throughout the partially fenced property. Utilize the 8-by-12 storage shed for gardening and all those trade, hobby, or yard needs. From its curb appeal, immaculate landscaping, and ravishing pool, you will see that this home has been meticulously maintained and is evident in pride in ownership! The location is superb as you enjoy the quiet country feel just minutes from town to shopping, restaurants, entertainment, and medical facilities. Also, with the convenience of historic St. Augustine, Daytona International Speedway, beaches, NASA, and the metropolitan areas of Orlando and Jacksonville. New roof in 2018, transferable Termite Bond, the home was painted inside in 2021 and outside with Sherwin Williams Resilience in 2022, fence in 2022, and both baths have skylights and were replaced in 2018. *All information and measurements obtained through the property appraiser's website are deemed reliable but are not guaranteed, buyer to verify.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,073 | $2,653 |
Total Monthly Payment | $2,374 | $2,319 | $2,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.