IN MANDALAY WHERE SUNBEAMS SWAY. . . THIS HOUSE OF BEAUTY WHERE HEARTS WILL STAY. . . 4 BRS ALL BRIGHT. . . 2 BATHS THAT GLEAM. . THIS IS THE PERFECT HOME. . . IT IS A LIVING DREAM. . . . SUPER MINT WITH UPDATED GAS BOILER AND 200 AMP ELECTRIC. . . GORGEOUS EAT-IN-KITCHEN WITH VAULTED CEILINGS ADORNED WITH QUARTZ COUNTERTOPS/FARM SINK & TILE BACKSPLASH W/STAINLESS APPLIANCES. . . GLEAMING HARDWOOD FLOORING ON THE MAIN LEVEL. . . CROWN MOLDING. . MASTER BEDROOM WITH VAULTED CEILINGS. . . NEW BATH WITH CERAMIC TILE FLOORING & BUILT IN LINEN CLOSET. . . NEW AIR CONDITIONING. . DETACHED 1. 5 GARAGE. . . IN GROUND SPRINKLERS FRONT AND BACK. . BEAUTIFUL PAVER PATIO FOR ENTERTAINING. . . PVC FENCED IN BACKYARD. . . OH LET ME NOT FORGET THE SUNDRENCHED FRONT PORCH FOR THAT MORNING COFFEE OR THE EVENING MARTINI. . . . CHEERS!!! THIS HOUSE WAS LIFTED AFTER SANDY IN THE MOST APPEALING AND COMPLIANT WAY WITH HELICAL PILES AND FLOOD VENTS IN THE CRAWL. . . FLOOD INSURANCE IS LOW AND IS ONLY $716. 00 AND IS TRANSFERRABLE. . . TAXES ARE APPROXIMATELY $13, 000 WITH THE STAR EXEMPTION. . .
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,186 | $1,186 | $1,186 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,723 |
Total Monthly Payment | $5,004 | $5,000 | $6,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.