405 Flagler Blvd, #8A, Saint Augustine, FL, 32080 | $289,000

*Seller would consider owner financing* Just 1 mile from downtown St. Augustine, this inviting second-story unit offers versatility as a first home, second home, or a profitable short-term rental. Fully furnished and thoughtfully stocked with everything from stylish furniture and art to linens and kitchen essentials, it's ready for immediate use. This prime location offers easy access to shops and restaurants along Anastasia Blvd, like the Conch House Marina and Restaurant, Mellow Mushroom, and Odd Birds. Outdoor activities include boating, fishing, and tennis at nearby Red Cox Park with a boat launch and community dock and playground. Anastasia State Park is perfect for nature enthusiasts with pristine beaches and access to paddle-boarding and kayaking. Visit the St. Augustine Lighthouse and Maritime Museum, or explore the Alligator Farm, all less than a mile away. With its high and dry location, you can rest easy knowing the unit has remained unaffected by past storms. Investors will appreciate the available rental history and the option to continue with the existing management company for a smooth transition. This property offers an array of options as a primary residence, second home, short-term rental, or long-term rental or make it a second home that generates income while you're away! Schedule your showing today!

Features

  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1972
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 645
  • Lot Size: 0
  • Est. Taxes: $231
  • HOA Fee: $402
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 243952
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/243952/405flaglerblvd_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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405 Flagler Blvd, #8A, Saint Augustine, FL, 32080

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $19 $19 $19
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,538 $1,537 $1,950
Total Monthly Payment $1,632 $1,631 $2,044

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.