121 Ponce Terrace CIRCLE, Ponce Inlet, FL, 32127 | $649,900

Under contract-accepting backup offers. BEAUTIFUL 4BR/2BA/3CG CONCRETE BLOCK WITH BRICK FACIA HOME LOCATED ON A QUIET CUL-DE-SAC IN SOUGHT AFTER PONCE INLET!! STEPS TO THE PRISTINE “NO DRIVE” SUGAR SAND BEACH ACCESS!! RECENT IMPROVEMENTS INCLUDE a NEWLY UPDATED KITCHEN, NEW ROOF in 2023, NEW HVAC SYSTEM in 2021, and new IMPACT GARAGE DOORS! The SPACIOUS OPEN SPLIT BEDROOM FLOOR PLAN boasts VAULTED CEILINGS and an ABUNDANCE OF NATURAL LIGHT. The TWO-SIDED FIREPLACE between the GREAT ROOM and the PRIMARY BEDROOM creates a great atmosphere!! The NEWLY UPDATED FULLY-EQUIPPED KITCHEN features GORGEOUS GRANITE COUNTERTOPS, SOFT CLOSE CABINETRY, NEWER STAINLESS STEEL APPLIANCES and PASS THROUGH BREAKFAST BAR. The PRIMARY SUITE boasts a WALK-IN CLOSET & BATHROOM with DUAL SINKS, SOAKING TUB, STALL SHOWER & SEPARATE WATER CLOSET. he ENERGY EFFICIENT DOUBLE PANE TINTED WINDOWS have the added protection of STORM SHUTTERS. Relax on the SCREENED LANAI that faces south and overlooks the FULLY FENCED BACK YARD with TOTAL PRIVACY and ROOM FOR A POOL!! There's also ROOM FOR A BOAT OR RV ON EACH SIDE of this beautiful home! Additional features include NEW CEILING FANS, INSIDE LAUNDRY ROOM WITH SINK and NEW WASHER & DRYER, CENTRAL VACUUM & SECURITY SYSTEM. WALK OR BIKE TO WATERFRONT RESTAURANTS WITH ENTERTAINMENT, PONCE INLET LIGHTHOUSE & JETTY PARK, MARINE SCIENCE CENTER, PICKLEBALL COURTS, MARINAS, CHARTER FISHING, PARKS AND NATURE PRESERVES, SAILING/KAYAK/CANOE, DOG PARK/BEACH & MORE!! ENJOY FLORIDA COASTAL LIVING AT IT'S FINEST!! GREAT SCHOOL DISTRICT!! MUST SEE!!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 80 x 100
  • Laundry: Inside
  • Year Built: 1989
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,806
  • Acreage: 0.18
  • Lot Size: 80 x 100
  • Est. Taxes: $4,763
  • Elem. School: R.J. Longstreet Elem
  • Middle School: Silver Sands Middle
  • High School: Spruce Creek High School
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: NS1082428
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/NS1082428/121ponceterracecircle_ponceinlet_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 4:12:56 AM)
Listing courtesy of TEAM CARON REALTY   Phone: 386-846-2339

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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121 Ponce Terrace CIRCLE, Ponce Inlet, FL, 32127

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $397 $397 $397
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,459 $3,456 $4,458
Total Monthly Payment $3,948 $3,945 $4,947

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.