309 Fern Cliff AVENUE, Temple Terrace, FL, 33617 | $405,000

*SELLER TO CONTRIBUTE 6, 500 TO BUYERS CLOSING COST*
Welcome to your dream home in Charming Temple Terrace! This impeccably designed residence boasts a highly desirable floor plan with 4 bedrooms and 2 bathrooms, offering ample space for comfortable living. As you step through the front door, you're greeted by a welcoming open floor plan that sets the tone for the elegance that lies within. The expansive living and dining areas provide the perfect setting for entertaining guests or simply enjoying quiet family evenings. The highlight of the home is undoubtedly the large oversized master bedroom, featuring a luxurious en-suite bathroom complete with his and hers vanities and a walk-in shower—a true oasis of comfort and relaxation. The heart of the home lies in the beautifully appointed kitchen, which opens up to additional eating space, creating the ideal spot for casual dining or morning coffee. Beyond the kitchen, a cozy family room awaits, perfect for gathering with loved ones. A well-thought-out split bedroom floor plan ensures privacy and convenience, with a hallway off the family room leading to three additional bedrooms and another bathroom, providing ample space for family members or guests. This home offers the perfect blend of tranquility and convenience.
Fall in love with Temple Terrace and it's vibrant family-friendly community with seasonal events, fireworks, parades, and gatherings. Just a block away, enjoy Riverhills Park complete with riverside boardwalk, playground, boat ramp, kayak launch and a community garden. Just beyond, is Scout Park with walking trails and picnic areas along the river. Another neighborhood park, Biltmore Park, is also just a block way with a newly remodeled playground. The nearby Family Recreation Complex presents a wealth of amenities, including a remodeled gym, basketball, tennis, pickleball courts, and a heated Olympic swimming pool. Golf enthusiasts will delight in the Temple Terrace Golf and Country Club, while the area's proximity to top medical facilities and the University of South Florida ensures convenience and peace of mind. With downtown Tampa just a 20-minute drive away and beaches within 45 minutes' reach, this remarkable home offers the perfect blend of tranquility and accessibility.
Side Note. . . Newer Roof, AC and Water Heater. All Plumbing, Electrical and Quarts countertops throughout added in 2019. Water Softener and Osmosis water system added in 2021.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 65 x 140
  • Laundry: Inside
  • Style: Other
  • Year Built: 1954
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,668
  • Acreage: 0.21
  • Lot Size: 65 x 140
  • Est. Taxes: $922
  • View: Golf Course
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Refrigerator, Washer, Water Softener
  • MLS#: T3549948
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/T3549948/309ferncliffavenue_templeterrace_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 11:08:49 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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309 Fern Cliff AVENUE, Temple Terrace, FL, 33617

$405,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $77 $77 $77
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,183 $2,153 $2,732
Total Monthly Payment $2,335 $2,305 $2,884

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.