1199 Teal Creek DRIVE, Saint Cloud, FL, 34771 | $632,865

Under Construction. MLS#O6235232 REPRESENTATIVE PHOTOS ADDED. January Completion! Step into the charming oasis of the Baldwin bungalow floor plan at The Waters at Center Lake, a stunning 2, 441 sq. ft. two-story home featuring 4 bedrooms, 4 bathrooms, and a detached 2-car garage with a game room above. This thoughtfully designed home offers modern buyers inviting living spaces ideal for both entertaining and relaxation. Upon entering through the foyer and passing the first floor guest suite, you'll be greeted by a spacious great room, passing by a charming formal dining room. The designer kitchen overlooks the first-floor living area, adding memorable touches to the heart of the home. At the back, the sunny lanai provides the perfect spot for outdoor enjoyment under the Florida sun. Upstairs, the exceptional owner's suite is complemented by an impressive owner's bath with a dual-sink vanity and a spacious shower. The second floor also hosts the secondary bedrooms, a bathroom, and a laundry room, all sharing the space with your private haven, which overlooks the first floor. The game room above the garage with a full bath adds a versatile space for entertainment or relaxation, enhancing the home's appeal. Structural options added include: first floor guest suite with full bath and walk in shower, game room with full bath over garage.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Craftsman
  • Year Built: 2024
  • Garage: 2-car Garage Door Opener
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,441
  • Acreage: 0.17
  • Est. Taxes: $0
  • HOA Fee: $173 Monthly
  • Lot Desc: Corner Lot
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Microwave, Range, Tankless Water Heater
  • MLS#: O6235232
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/O6235232/1199tealcreekdrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/13/2024 10:47:10 PM)
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC   Phone: 407-756-5025

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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1199 Teal Creek DRIVE, Saint Cloud, FL, 34771

$632,865

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $506,292 $506,292 $506,292
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,454 $3,365 $4,270
Total Monthly Payment $3,546 $3,457 $4,362

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.