Under Construction. MLS#O6235232 REPRESENTATIVE PHOTOS ADDED. January Completion! Step into the charming oasis of the Baldwin bungalow floor plan at The Waters at Center Lake, a stunning 2, 441 sq. ft. two-story home featuring 4 bedrooms, 4 bathrooms, and a detached 2-car garage with a game room above. This thoughtfully designed home offers modern buyers inviting living spaces ideal for both entertaining and relaxation. Upon entering through the foyer and passing the first floor guest suite, you'll be greeted by a spacious great room, passing by a charming formal dining room. The designer kitchen overlooks the first-floor living area, adding memorable touches to the heart of the home. At the back, the sunny lanai provides the perfect spot for outdoor enjoyment under the Florida sun. Upstairs, the exceptional owner's suite is complemented by an impressive owner's bath with a dual-sink vanity and a spacious shower. The second floor also hosts the secondary bedrooms, a bathroom, and a laundry room, all sharing the space with your private haven, which overlooks the first floor. The game room above the garage with a full bath adds a versatile space for entertainment or relaxation, enhancing the home's appeal. Structural options added include: first floor guest suite with full bath and walk in shower, game room with full bath over garage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$632,865
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $506,292 | $506,292 | $506,292 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,365 | $4,270 |
Total Monthly Payment | $3,460 | $3,457 | $4,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.