***Multi-family zoned for duplex/possible 4 plex*** Punta Gorda Isles lot available, or purchase multiple! This lot and the 5 adjacent lots are conveniently located to the library, Fishermen's Village, Downtown Punta Gorda, and a variety of restaurants and shopping options. Punta Gorda is nestled along the picturesque shores of Charlotte Harbor, offering breathtaking waterfront views, world-class boating, sailing, and fishing opportunities. The city boasts a diverse selection of dining experiences, shopping venues, multiple golf courses, and the renowned PicklePlex. With easy access to US-41 and I-75, residents will enjoy both local convenience and regional connectivity. Punta Gorda is a vibrant community that hosts numerous events, including a popular Saturday Farmer's Market, wine walks, art fairs, and boat tours. The city is also known for its 18 miles of bike and pedestrian trails, seamlessly connecting various parts of the community. Easy access to Punta Gorda Airport and Southwest Florida International Airport. This property presents a rare chance to develop in a sought-after location with so much to offer. Building plans on file for a duplex designed for this lot.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $691 | $674 | $851 |
Total Monthly Payment | $766 | $749 | $926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.