107 RIO DEL MAR Street, #B, Saint Augustine, FL, 32080 | $324,000

Enjoy the ease and comfort of Florida living in this charming home. Bask in the soft glow of the natural light that floods through the vinyl, tinted windows offering both energy efficiency and privacy. In the kitchen, featuring a stylish subway tile backsplash, you can take advantage of custom-built cabinetry, sleek stainless steel appliances, including an updated fridge, and durable granite countertops. With an open-concept floor plan, you can move effortlessly between the kitchen, with attached breakfast bar, and dining area/living room, which includes access to the sunroom, which features a ceiling fan and A/C, creating the perfect space for enjoying a morning cup of coffee or a nice meal, as well as access to the patio.

The owner's suite, which offers double closets, also included in the guest suite, features a walk-in closet as well.

Conveniently located within walking distance of stunning St. Augustine Beach, named by Tripadvisor as one of America's top 25 beaches (2022), you can take advantage of Florida's famous sunshine or enjoy fabulous seaside dining. You're also just a short drive away from Anastasia State Park, offering an array of excellent amenities including hiking and biking paths along the beach, canoe and kayak launches, accessible boat ramps, picnic areas, a playground, and campgrounds. Whether you're seeking a new home, vacation getaway, or investment property, this condo delivers on every front. Don't miss out on this excellent opportunity before someone else does!

Features

  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Unit
  • Complex: Rio Del Mar
  • Year Built: 1983
  • Common Charge: $250 Monthly
  • Approx Sq. Feet: 920
  • Est. Taxes: $2,356
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2043745
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/2043745/107riodelmarstreet_saintaugustine_fl?source=qrflyer
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Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

107 RIO DEL MAR Street, #B, Saint Augustine, FL, 32080

$324,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,200 $259,200 $259,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $196 $196 $196
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,703 $1,723 $2,186
Total Monthly Payment $1,974 $1,994 $2,457

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.