Under contract-accepting backup offers. Welcome to this beautifully maintained 4 bedroom, 2 bath home, thoughtfully updated for modern comfort and style. It is located in the quiet community of Spring Harbor. The residence features a roof installed in 2017, ensuring durability and peace of mind. The kitchen is a highlight, with sleek tile work from 2020 and contemporary cabinets added in 2021, creating a functional and attractive space. Recent upgrades include a new refrigerator and dishwasher installed in 2023 and 2024 respectively, while the water heater tank is also new as of 2024.
Additional updates enhance the home's overall appeal, including an efficient A/C unit from 2020, fresh interior paint from 2020, and a new exterior paint job completed in 2021. The flooring, updated in 2018, provides a stylish and durable foundation throughout. Outside, the pavers installed in 2020 add a polished look to the outdoor area and a fenced backyard. Pest control treatment is regularly maintained for added peace of mind. This home combines modern conveniences with thoughtful upgrades, making it a welcoming and comfortable retreat. Don't let this opportunity pass you by, schedule a private viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$388,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,120 | $311,120 | $311,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,624 |
Total Monthly Payment | $2,518 | $2,516 | $3,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.