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16 Tiffany Drive, Cumberland, RI, 02864 | $624,900
Fantastic 4 bed gambrel colonial on a great corner lot in North Cumberland. Pride of ownership throughout -- covered front porch entrance with access to the large 2 car garage with complete garage attic storage! Cathedral family room with wood ceilings and an electric log fireplace - durable wood-like laminate floors; plenty of windows and sliders to a Trex deck! Large white cabinet eat-in kitchen with granite countertops, a propane stove top, a center island and eat-in kitchen space; formal dining room with trim molding and wainscoting and hardwood floors; Classic front to back living room with a pretty built-in window bench, a bay window, chair rails and crown molding.
Second floor features an updated full bath; a master with parquet wood floors and two closets; three additional good sized bedrooms with wood floors and double closets. Lower level with a new carpet and plenty of full sized windows to let the light in. Ample storage area and laundry area. Wall mounted on-demand hot water and furnace are about 10 yrs old; 10 yr old architectural roof shingles; Exterior built in shed storage under the deck!
AMAZING STORAGE GARAGE STRUCTURE on concrete pad -- for the car enthusiast or collector, or could be a woodworkers' dream; or could be an amazing home gym training area --- a million different uses! Great corner lot with town water, natural gas heating and town sewer! GREAT HOME!
Features
- Amenities: Highway Access,Near Schools,Shopping
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1969
- Garage: 5-car Attached,Detached,Garage,Garage Door Opener
- Heating: Baseboard,Gas,Hot Water
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 2,106
- Acreage: 0.31
- Est. Taxes: $5,374
- Lot Desc: Corner Lot
- Appliances: Gas Water Heater,Tankless Water Heater
- MLS#: 1366850
- Website: https://www.raveis.com
/prop/1366850/16tiffanydrive_cumberland_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Tiffany Drive, Cumberland, RI, 02864
$624,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $499,920 | $499,920 | $499,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $448 | $448 | $448 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,038 | $3,038 | $3,951 |
| Total Monthly Payment | $3,578 | $3,578 | $4,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB