Discover the perfect blend of convenience and comfort at The Lake Overlook Condominiums, ideally situated near downtown St. Petersburg! Nestled in the highly desirable Shore Acres community, this pet-friendly 2nd floor condo has no age restrictions and offers a true Florida lifestyle. Meticulously maintained and move-in ready, this 2 bedroom 1 bath home features modern updates such as sleek laminate flooring, elegant quartz countertops, and stylish stainless steel appliances. The seller has invested in high-quality finishes to ensure a contemporary, stylish home. The generous open-concept living and dining space provides effortless flow and functionality, extending to a screened-in balcony with scenic views of the vibrant community greenery. Your condo even comes with a storage unit right outside your front door for added convenience! Step outside and the community features a pool directly across the parking lot, a clubhouse, scenic walking paths, a BBQ grill area, and a community laundry room. With approval from the condo association, the buyer also has the option to install washer/dryer hookups inside the unit. This is a great opportunity to be close to downtown with waterfront living and access to all the best dining and shopping in St. Pete!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,087 | $1,045 | $1,394 |
Total Monthly Payment | $1,374 | $1,332 | $1,681 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.