440 York Dale DRIVE, Ruskin, FL, 33570 | $484,448

Under contract-accepting backup offers. You WILL BE right at HOME when you walk through the door of this TROPICAL PARADISE! This STUNNING 4 Bedroom, 3 Bathroom, 3 Car Garage home has been THOUGHTFULLY remodeled with a GORGEOUS GOURMET KITCHEN, renovated bathrooms, AND A BACKYARD OASIS with BEAUTIFUL POOLSIDE and LANAI SPACE to ENTERTAIN all your FAMILY and FRIENDS or for a RELAXING night after an exhausting day at work. The layout of this EXQUISITE home is PERFECT for the growing family, a MULTIGENERATIONAL family or for the savvy home buyer looking for a WONDERFUL place to plant roots in a LOVELY COMMUNITY. As you enter the home you will find an AMAZING office with CUSTOM CABINETS as a perfect set up for those working from home or as the homework hub. Across the hall is the MASSIVE Primary Suite that looks out onto the lanai and NEWLY INSTALLED SPARKLING saltwater POOL. The primary bathroom has been completely renovated with quartz countertops, new custom cabinetry, HUGE shower and a relaxing bathtub to soak away the stress of the day. As you walk into the main living space of the home you will find PLENTY SPACE for holiday PARTIES or other events that you will be able to HOST in this ENTERTAINER'S DREAM of a HOME! The CUSTOM cabinetry and beautiful GRANITE countertops are STUNNING! There is also ample room in the GIANT THREE CAR GARAGE! This home IS UPGRADED with every LITTLE detail taken into consideration! The home has NEWER AC, NEWLY INSTALLED SCREENED ENCLOSURE, CUSTOM CABINETRY, NEW LUXURY VINYL PLANK FLOORING, NEW LIGHTING, NEW KITCHENAID APPLIANCES, TO INCLUDE A GAS KITCHENAID RANGE, there TRULY is TOO much to mention! Call now for a private showing of YOUR DREAM HOME today!

Features

  • Amenities: Gated, Pool
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 60 x 110
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2006
  • Garage: 3-car Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,201
  • Acreage: 0.15
  • Lot Size: 60 x 110
  • Est. Taxes: $7,560
  • HOA Fee: $271 Quarterly
  • Lot Desc: Landscaped, Sidewalk
  • View: Pool
  • Elem. School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Washer, Water Softener
  • MLS#: U8253124
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/U8253124/440yorkdaledrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 10:02:09 AM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

440 York Dale DRIVE, Ruskin, FL, 33570

$484,448

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $387,558 $387,558 $387,558
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $630 $630 $630
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,355 $2,355 $3,063
Total Monthly Payment $3,060 $3,060 $3,768

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.