This beautiful two-story home in desirable Lakeland, FL, offers 4 bedrooms and 3 bathrooms, perfect for relaxed living and entertaining. The freshly painted exterior adds a warm touch, enhancing its inviting curb appeal. As you enter, you’re met with a formal living room that offers plenty of space to relax. Off the living room are the stairs leading up to the spacious loft bedroom with double closets and a private bath complete with a tub/shower combo. The large attic space is primed for conversion into a fully functional kitchenette, making the upstairs a perfect private suite if desired. Located on the first floor, the primary bedroom boasts ample space, natural lighting and an en suite bathroom with a separate toilet, stand-alone shower, bathtub, a large walk-in closet and a spacious vanity area. There are two additional large bedrooms on the first floor with ample closet space. Picture entertaining in your kitchen, equipped with modern appliances and an island, which seamlessly blends into the dining room, creating that inviting space desired for gatherings. The shiplap wall connecting the dining room and kitchen brings warmth and texture, making this space a cozy focal point of the home. This home is designed with high ceilings, stylish closet storage solutions, and ceiling fans throughout for maximum comfort. Outdoor entertaining is a delight with the oversized patio surrounded by mature landscaping, ensuring privacy. Highly desirable oversized two-car garage includes a large workshop with cabinets and counter space. Conveniently located off the kitchen and garage, you'll find the laundry room, offering additional cabinet space and storage room. This sought-after home in Southwest Lakeland is nestled in a well-established neighborhood, providing plenty of privacy. With ample space for boats, RVs, and other toys, this property is ready for you to make it your own! Enjoy $2, 000 in seller concessions to help lower your monthly payments, plus a one-year home warranty offered by the sellers to support your homeownership dream!
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,340 | $2,968 |
Total Monthly Payment | $2,892 | $2,861 | $3,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.