Welcome to this Charming Waterfront Oasis. A beautifully renovated island retreat nestled in the heart of St. James City on Pine Island, Florida. This stunning home is perfectly situated on a deep water canal, offering direct access to some of the best fishing spots in the world and just a short 10-minute boat ride to the pristine, pearl sand beaches of Sanibel Island. Whether you’re an avid fisherman, a nature lover, or simply seeking a peaceful waterfront lifestyle, this home has it all.
Location, Location, Location. . . . . . . Enjoy unparalleled access to deep water canals, perfect for boating enthusiasts. Watch dolphins, manatees, and a variety of fish right off your sea walled property.
This home boasts an oversized Florida floor plan, offering ample space for relaxation and entertainment. The heart of the home features a stunning kitchen with new stainless steel appliances, brand-new cabinets, granite countertops, and a convenient pantry closet. It’s the perfect space for preparing meals and entertaining guests. Adjacent to the kitchen, the sunroom provides a serene space to unwind while overlooking the tranquil bay view. The split floor plan ensures privacy, with the main bedroom featuring a stylish barn door, walk-in closet, and a beautifully tiled en-suite bathroom. The two additional bedrooms share a well-appointed bathroom with a tub. The quaint outdoor area is perfect for relaxing in your private spa, surrounded by breathtaking canal views. This is island living at its best. The two-car garage comes equipped with a workbench and shelving, providing plenty of space to keep your belongings organized. Enjoy the laid-back, stress-free lifestyle of Pine Island, with nearby restaurants and attractions easily accessible by boat or car.
2292 Sapodilla Lane offers the perfect blend of luxury, comfort, and convenience in a serene, natural setting. Whether you're looking to enjoy the rich wildlife, explore the nearby islands, or simply soak up the sun from your own backyard, this home is a true slice of paradise.
Don't miss out on the opportunity to make this stunning island home yours. Schedule a showing today and start living the island dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,512 | $3,468 | $4,452 |
Total Monthly Payment | $3,861 | $3,817 | $4,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.