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Discover 108 West 114th #4B, a beautifully renovated one-bedroom co-op situated in one of Harlem's most desirable neighborhoods. This well-maintained HDFC building offers a spacious and separate layout, featuring original hardwood floors, high ceilings, and generous closet space.
Harlem is the perfect place to call home, and this co-op is ideally located just blocks from Central Park, Marcus Garvey Park, and Morningside Park. With easy access to the #2, 3, C, and B trains, commuting is a breeze.
Step outside to explore the vibrant local scene, where you'll find amazing dining options along "Restaurant Row, " including neighborhood favorites like Lido's, Melba's, and Blvd Bistro. The convenience continues with nearby Whole Foods, Trader Joe's, Target, and a variety of shopping destinations at 116th and 125th Streets.
This charming apartment boasts a well-appointed layout, complete with a full bathroom and ample closet space, offering both comfort and style.
Please note that this is an HDFC Co-op with income restrictions: the maximum income for 1 person is $130, 440, and for 2 persons, it is $149, 160. The home must be purchased as a primary residence.
Take advantage of this incredible opportunity to own a turn-key property in the thriving Harlem neighborhood of Manhattan.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $1,938 | $1,936 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.