First time on the market, this lovingly cared for home holds warm memories for three generations and the happy energy this imparts is apparent from the moment you enter. From the sun-filled living room, to the bright, expansive family room addition, you will have plenty of space to start your own story. The addition (2006) which features a vaulted ceiling and wood burning stove, also holds one of the bedrooms, a half bath and a mudroom. Beautiful hardwood floors, Anderson windows, three bedrooms on the first floor, a sunny kitchen, large pantry, and first floor laundry room add to the thoughtful design of the home. The second story has two dormered bedrooms adding nice natural light, good closet space and a full bathroom. The full unfinished basement has high ceilings, and bilco doors. Walk out to the beautifully paved multi-level stone patio to enjoy your level backyard. Nanuet schools, close to restaurants, shopping, parks and commuting options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,335 | $1,335 | $1,335 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,547 | $4,554 |
Total Monthly Payment | $5,020 | $4,974 | $5,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.