Opportunity is knocking! This sweet 1, 640 above ground sq foot ranch is a perfect first home, downsizer or for anyone needing single level living. The lot is huge for the city at 1. 15 acres, most of which is wooded and untouched (see the tax map), the large level backyard is fully fenced. There are 3+ bedrooms (tax card says 2), 2- ¾ bathrooms one was fully renovated 2 years ago, a 2 year old heating system, wood fireplace in living room, 1st floor washer & dryer, an oversized 1+ car attached garage, public water & sewer, one large room has an oversized slider to the backyard. Convenient location just mins to everything you’d need including shopping, restaurants, hospital, schools, airport and highway. Sold as-is by non-occupant Trustee. Come check it out during the open houses on Sat 8/24 & Sun 8/25 10am-1pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,917 | $2,529 |
Total Monthly Payment | $2,507 | $2,480 | $3,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.