Sunshine and rest await you at your new Florida Home. This 4/1 split Bedroom, Block home has 1, 248 Sq Ft under air and a large 10x22 lanai to enjoy the sunshine and outdoors. The backyard is huge and fully fenced. Perfect for your kids or pets or both. There is a humongous 20x40 concrete pad great for parking a boat, RV, cars or using as a Basketball Court. There is a fully mature mango tree and 2 lime bushes so you can enjoy the fruits of your labor. The lanai has storage closets and there is a 7x10 shed to fit the rest of your Tools and Toys. The new A/C was just installed July of 2023. The whole house was re plumbed with PVC pipe in 2006. All but two windows on the house have been replaced with double pane windows. All the breakers were replaced in 2014. The Kitchen Features Samsung Stainless Steel Appliances, a small breakfast bar and wood cabinets with nickel finish hardware. The utility room could be used as an office, laundry room, or easily converted into a 2nd Bathroom. There are two rooms that could be used as master bedrooms both 11x14 with good sized closets. All the other bedrooms are pretty spacious as well. No carpet here the whole house is tile or vinyl. No DEED Restrictions or HOAs to pester you so you can live the way you want to. Bradenton Beach is only 11 miles away and Anna Maria Island is only 14 Miles away. This could, also be a nice rental with about an 8% cap rate. Come see all this home has to offer!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $1,883 | $1,881 | $2,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.