PRICE IMPROVEMENT! **WELCOME HOME to your waterfront oasis located in the highly desirable area of Mount Dora! This home has been impeccably maintained and move in ready! As you step inside, you'll be greeted with vaulted ceilings creating an airy and inviting atmosphere. Relax on the front screened porch or the rear patio that overlooks Lake Franklin from the private backyard. This 3 bedroom and 3 bathroom block home has many updates throughout which include double pane windows, NEW EXTERIOR PAINT, NEW HVAC, NEW WATER HEATER. Enjoy the serene lake views from almost anywhere in the home! This home offers a well designed layout with space and function in mind. **NO HOA** A unique feature in this home is both Crown molding and Hall lighting from the Haunted House in Disney World. All flooring in the home is either tile or wood laminate, so NO CARPET here! Split bedroom floorplan which also includes a spacious Primary bedroom with dual closets and an ensuite bathroom. Kitchen features 2 large windows facing the lake, red Viking range, stone countertops with mosaic tile backsplash, and wine refrigerator. Laundry room is located off the Kitchen with additional storage cabinets and a large stainless utility sink, PLUS an office or hobby space and a 3rd bathroom with a walk-in shower and barn door track with a rain glass door. The lengthy driveway leads you to the garage which has plenty of storage space. Bring your fishing poles and fish in your own backyard, Lake Franklin is known for having Largemouth Bass. Located within close distance to Historic Downtown Mount Dora for shopping at charming boutiques, dining, local markets and events! Conveniently located to great schools, restaurants, hospitals and more! **HVAC 2023**WATER HEATER 2023** Call today for your private tour. **CHECK OUT THE VIRTUAL TOUR (copy & paste) https: //www. zillow. com/view-imx/08f6d6da-5b6f-42e6-8953-c7782585b920?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $362,000 | $362,000 | $362,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,378 | $2,406 | $3,053 |
Total Monthly Payment | $2,833 | $2,861 | $3,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.