Price Just Reduced! The seller is currently installing a brand-NEW ROOF! Not only will you enjoy the benefits of a new roof, but you'll also likely save on homeowners insurance! Great price for a pool home on the lake in Central Park! Experience tranquil lakeside living in this stunning three-bedroom, two-bath pool home with a den and bonus room/flex space nestled within the gated enclave of Central Park in Lakewood Ranch, Florida. Poised on a serene lakefront lot, this residence promises both privacy and picturesque water views, perfect for relaxation and rejuvenation. Upon entering, you are welcomed into a spacious, light-filled interior designed for seamless connectivity. The kitchen boasts granite countertops, a breakfast bar, and top-tier stainless steel appliances, ideal for culinary endeavors. Adjacent, the family room bathes in natural light and extends effortlessly to the caged lanai, showcasing a refreshing pool and spa through sliding glass doors. The primary bedroom suite features a spacious walk-in closet and a private en-suite bath with separate sinks, a walk-in shower, and a separate garden tub. Two additional bedrooms offer comfort and versatility, complemented by a versatile den that can serve as a home office, plus flex space that can function as the fourth bedroom or bonus room. Step outside to discover your private outdoor sanctuary, complete with a saltwater heated pool, spa, and a covered entertainment area for alfresco dining. The screened lanai invites you to unwind in tranquility, surrounded by the calming ambiance of the lakefront setting. Enhanced with recent updates including the exterior painted in 2021 and the entire interior painted in 2024. New flooring in the family room, hallway, and primary bedroom in 2023. Newer appliances were installed between 2024-2023, water heaters were replaced in 2023, replaced HVAC 12/26/2018, whole house surge protector, exterior gutters, extensive landscaping and more. This home is as stylish as it is functional. Enjoy the community amenities of Central Park, such as parks, playgrounds, and scenic trails, all within easy reach! Also, close walking distance to top-rated schools, shopping, dining, and golf courses. Don’t miss your chance to own this exceptional lakefront retreat—schedule your private tour today and envision life in this coveted Lakewood Ranch residence. HOA covers the Park & Pavilion, 2 Dog Parks, Playground & Splash Pad, Tennis Courts/Pickle Ball and Sports Field, Community Manager, Common Grounds Maintenance Trimming & Irrigation. HOA does NOT cover property lawn maintenance. CDD is included in the total tax amount.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,000 | $478,000 | $478,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,180 | $3,177 | $4,098 |
Total Monthly Payment | $3,671 | $3,668 | $4,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.