145 Birchmont DRIVE, Deland, FL, 32724 | $399,000

HUGE PRICE REDUCTION ON THIS GORGEOUS HOME! MOTIVATED SELLERS! IMPECCABLY MAINTAINED! NEW ROOF 2021, NEW A/C 2024, FRESHLY PAINTED INTERIOR! Located in the lovely and desirable Victoria Hills community, THIS HOME COMBINES BEAUTY AND COMFORT! The kitchen has 42" maple cabinets, island, WALK-IN CLOSET PANTRY, and stainless steel appliances. There is a large community room that can be used as a family room or dining room, an additional dining area, AND a living room. The master suite features two walk-in closets and there are walk-in closets in the second and third bedrooms also (FOUR WALK-IN CLOSETS!). The master bath features a garden tub and a WALK-IN SHOWER STALL. There is a JACK AND JILL BATHROOM between the 2nd and 3rd bedrooms, and a 1/2 bathroom for extra convenience. Popular split-plan layout offers ultimate privacy. Paver driveway and paver sidewalks on either side of home. The lanai is enclosed with thermal windows and overlooks the private backyard, fenced with high-quality fencing. There is a navel orange tree and lime tree on the property, both of which produce declicious fruit! Victoria Hills has an award-winning golf course, clubhouse, pro shop and restaurant. Other amenities include a JUNIOR OLYMPIC SWIMMING POOL; a second swimming pool; the Lake Victoria FITNESS CENTER with weight room; TENNIS AND PICKLEBALL COURTS; SHADED WALKING AND BIKING TRAILS around 10-acre Lake Victoria; A PLAYGROUND AND SPLASH PAD; and the Village Center Complex with dining, commercial, retail, and medical suites. Some furniture is separately available for sale. This property is near the new back entrance to the Victoria Hills’ community, located just minutes to I-4 with ready access to Daytona or Orlando. Also close to Publix, Starbucks, shopping malls and restaurants. Are you looking for the very best in beauty and comfort? WELCOME TO YOUR NEW HOME!

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Golf Course, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 60 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,182
  • Acreage: 0.17
  • Lot Size: 60 x 120
  • Est. Taxes: $3,054
  • HOA Fee: $553 Quarterly
  • Elem. School: Freedom Elem
  • Middle School: Deland Middle
  • High School: Deland High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: V4938107
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/V4938107/145birchmontdrive_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 11:58:33 PM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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145 Birchmont DRIVE, Deland, FL, 32724

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,939 $1,939 $2,523
Total Monthly Payment $2,268 $2,268 $2,852

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.