WELCOME HOME! As you approach this home, you're immediately struck by the meticulously manicured landscaping and the serene privacy offered by its corner lot. The mature palm and magnolia trees create a stunning, natural backdrop that enhances the sense of tranquility. The curved driveway ushers you toward the side-entry two-car garage, while a charming walkway leads you to the inviting covered front entrance. Straight ahead upon entering, you will see the wooden stairs and banister that leads to the second level. To the left, elegant glass French doors reveal a versatile room that can be used as a formal living room, game room, or office. Opposite of this room is the sunlit dining room. With or without guests, or for other occasions, the open combined family room and kitchen forms the heart of this home. Imagine curling up in cozy comfort, enveloped by the warmth and the glow of the fireplace in the wintertime. The culinary artist will love creating delicious masterpieces in this kitchen with ample counter and cabinet space, two closet pantries, gleaming STAINLESS STEEL APPLIANCES, built-in oven and brand new electric cooktop. French doors open from the kitchen to the spacious screen-enclosed patio, pool and spa. Here, you might take to the option of backyard grilling or basking in the sun while enjoying the sparkling pool and nature views. Your private oasis is COMPLETELY FENCED so fur babies also have a place to run and play. Also on the first level is an inside laundry room with chutes from the upper level, cabinet storage, and a sink, making chore day a breeze. All 4 bedrooms are found on the upper level of this home. The primary suite is your perfect retreat after a long day, offering a serene escape with a luxurious jetted tub and a cozy lounge area for ultimate relaxation. Additionally, it features a spacious 9 x 10 walk-in closet, providing ample room for all your wardrobe needs. Three additional bedrooms and one shared bath are on this floor, as well as a walk-in storage closet. Located in Oak Creek community in the heart of Oviedo, your new home is convenient to plentiful shopping and restaurant options being within 5 miles of Oviedo on the Park, the Oviedo Mall and access to SR-417. SYSTEMS: A/C 2016, roof 2021, exterior paint 2022, saltwater pool system 2023, hybrid water heater 2024.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $523,920 | $523,920 | $523,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,486 | $3,482 | $4,492 |
Total Monthly Payment | $4,212 | $4,208 | $5,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.