Your Slice of Paradise Awaits at Siesta Key! Experience the beauty of the #1 beach in the USA with this gorgeous 1st-floor condo. Step into your dream 2-bedroom, 1 ½-bath home with a tranquil pond view and beach access. This fully furnished condo is ready for immediate occupancy, featuring large Porcelain tiles, crown molding, high impact sliding glass door, popcorn on the ceilings removed, cast iron replaced with PVC in the kitchen and bathrooms and a fresh coat of paint. You'll find new impact sliding glass doors, large walk-in closets, and a delightful enclosed lanai with a stunning view of the pond – perfect for sipping your morning coffee or enjoying breakfast. The kitchen window view of the pond and a stonewall waterfall makes dishwashing a relaxing experience. This home is equipped with a full-size washer and dryer, with an AC that is only 7 years old with a new compressor, a hot water heater from 2023, new dishwasher 2022, new roof 2021, new locks, and new fans. The Tempur Pedic mattresses were recently replaced in 2023, along with the dinette set and bedroom furniture in 2022. You'll also have a designated parking space right outside your unit. Located in the desirable Peppertree community – a true Beach to Bay complex on 16 acres – this condo offers access to a fishing pier, 2 heated pools, 2 clubhouses, fitness center, saunas, tennis/pickleball courts, and BBQ areas. On-site management and rental desk make life even easier. Enjoy the sunsets on the beach, indulge in the vibrant dining and shopping scene at Siesta Key Village, or explore the Arts and Culture of Sarasota. This condo has all the comforts of home without the hassle – just pack your suitcase and move in! Currently rented from January 1-March 31 if you want rental income. Secure your own private peaceful retreat and experience the paradise of Siesta Key.
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Our Executive Mortgage Banker:
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$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $2,995 | $3,951 |
Total Monthly Payment | $3,552 | $3,509 | $4,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.