Welcome to your waterfront paradise! This stunning Gulf Cove waterfront pool home is your ticket to coastal bliss! With DIRECT GULF ACCESS, you'll be living the Florida dream. Boat out to open water in minutes. This home features a light and bright open floorplan with 3 spacious bedrooms with plenty of room for family and friends. Say goodbye to carpet and enjoy neutral plank tile and luxury vinyl plank floors throughout. The open kitchen has granite counters, wood cabinets, pull-out drawers in pantry, stainless steel appliances (refrigerator 2022), new under sink RO system (2023), and a center island, making cooking and entertaining a joy. Separate laundry room with newer stacked washer/dryer (2022), sink, and cabinet storage. Owner's ensuite includes sliding glass doors to access the lanai/pool area, a large walk-in closet, dual sinks with granite counters and cabinet pull-out drawers, walk-in shower and a French door to lanai/pool area. UPGRADES GALORE, including freshly painted exterior and interior of home (2022/2024), POOL CAGE/SCREEN WITH 16 FT LANAI EXTENSION (2023), IMPACT WINDOWS (2022) for safety and energy efficiency combined, remodeled guest bath (2021), METAL ROOF and POOL HEATER (2020), AIR CONDITIONING, WATER HEATER, ELECTRIC PANEL and BOAT LIFT CANOPY (all 2018, CANVAS REPLACED 2023). In exploring your outdoor oasis, you'll find lush tropical palms and landscaping all around the yard, a large screen enclosed lanai and pool area with brick paver deck, a separate 10x15 brick paver deck, that's a perfect spot for sunbathing or relaxing and sipping cocktails in the privacy of the fenced back yard after a swim in your heated saltwater pool (converted to salt 2020). For your boat, there is 80 ft of concrete seawall, a covered 10, 000 lb lift to protect your boat (2 new lift motors 2021), a newer 30 ft composite dock (2021) with water and power. When you come back in from cruising all around the Myakka River, Charlotte Harbor and the Gulf of Mexico, you can enjoy all that your waterfront home here has for you! Located in the Gulf Cove community, which has a park and private community boat ramp nearby (low annual membership fee to join for use), and is a short drive to nearby shopping, restaurants, golfing, farmer's markets, and Boca Grande, Englewood/Manasota and Venice Beaches! This waterfront haven is more than a house; it's a lifestyle. Schedule your tour today and make this Gulf Cove gem your forever home and feel like you are on vacation every day!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,772 | $3,721 | $4,722 |
Total Monthly Payment | $4,339 | $4,288 | $5,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.