Seller may consider buyer concessions if made in an offer. Request must be made by the Buyer(s) in a written and signed contract offer and will be negotiated as part of the terms and conditions of an executed contract. This CUSTOM home has 3 en-suites & unique characteristics. . . . . windows galore for LOTS of light, RECLAIMED MAPLE FROM KANSAS for counters, a vintage farmhouse sink, Murano glass & Mexican ceramic kitchen cabinet knobs, SOLID BURCH floors, REAL & engineered WOOD floors. The breezeway & 3rd bath have ITALIAN PORCELAIN TILE, ALL BDRMS HAVE WALK-IN CLOSETS. . . . . the library/den has built-in shelving @ the nook as well as above the windows. The Owner's Suite is HUGE, vaulted ceilings, an attached office/reading room, a GORGEOUS view of the backyard, a GIANT walk-in closet, private access to the screened side deck via a lead glass updated door, & an oversized bath. This bath has great outside light, a pedestal sink, wall sconces, & a vintage cast-iron lion-foot tub. A door connects to the laundry, adding convenience for washing clothes. There are built-in shelves & a mini dresser for storage in this laundry with a 2nd door that connects to the hall. En-Suite #3 is VERY spacious & boasts its own mini-split a/c unit. Deep Kitchen cabinets call for access on BOTH sides. . . . . . hooks already in place for a hanging pot rack, some cabinets have beautiful glass-fronts, & there is a hall pantry for goods. Vaulted ceilings, a solid wall of windows, & that peaceful ambiance create this wonderful kitchen/dining/living feel. It's the HEART of the home & all else surrounds it. . . . . . tranquil vibes can be felt from any viewpoint. Updated int. & ext. doors, updated sliders that take you to the newer deck. . . . . . open & screened, watch the butterflies & hummingbirds enjoy your tropical oasis. Maples, oaks, crepe myrtles, bottlebrush, Sylvester palms, Bismarck palms, pear tree, powder puffs, fig trees, ground orchids, passionfruit, ferns, sycamore tree, loquat, magnolia tree, passion flower, bird-of-paradise, pine trees, agave, princess flower, & bougainvillea adorn this property. . . . . I know I forgot to name many! There are several concrete statues & a picnic table, we have a mini pond, & a pergola swing at the very back. A WIDE sidewalk takes you thru this paradise & an irrigation system with 9 zones help to keep it green. The rear is completely fenced, SUPER private, & ready to be enjoyed. Bay Lake Ranch does not have an HOA so bring the boat, the camper, or trailer for parking. With an acre of land, there is lots of space for the pup, the chickens, or even a future workshop. Tankless water heater, range, and dryer are run on propane gas. Truly one-of-a-kind, do not wait to schedule your private showing as soon as possible!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $429,600 | $429,600 | $429,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,967 | $2,894 | $3,654 |
Total Monthly Payment | $3,301 | $3,228 | $3,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.