Welcome to this enchanting cottage, perfectly situated in the desirable Cortlandt Manor, within the Putnam Valley School district. This charming home rests on a serene, level corner lot, surrounded by lush, gardens that offer a tranquil retreat. The composite deck provides a maintenance-free space where you can unwind and enjoy the beauty of the outdoors year-round. As you enter, you're greeted by a welcoming foyer, complete with a built-in storage bench that adds both charm and functionality. The heart of the home is the inviting living room, where a double-sided fireplace serves as a cozy focal point, radiating warmth throughout both the living and dining areas. The dining room, bathed in natural light, is perfect for intimate dinners. The updated kitchen is a true delight, featuring granite countertops, modern appliances, and easy access to the deck through a convenient side door ideal for al fresco dining or morning coffee in the fresh air. The main level offers two bedrooms and a full bathroom. Nestled in a quiet, friendly neighborhood, this cottage combines charm, comfort, and modern conveniences, making it a perfect place to call home. Don't miss your chance to own this slice of paradise!
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Our Executive Mortgage Banker:
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$378,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $302,400 | $302,400 | $302,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,012 | $2,010 | $2,550 |
Total Monthly Payment | $2,651 | $2,649 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.