Presented byRob Carter |
Adorable ranch on a tranquil town road in a peaceful lake community. Completed in 2015 with central air added in 2018. Open and bright living room with vaulted ceilings, nice kitchen with granite countertops and stainless appliances. New Stove, Refrigerator and Storm door. A very inexpensive home to run. Just 10 minutes from Guilford center. This adorable home would be perfect for down sizers, condo alternative or a second home. Walk to Baldwin middle school. After your showing drive down Beach Road and see the private beach.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 11.0 x 10.0 | Main | |
Kitchen | 11.0 x 8.0 | Main | |
Living Room | 17.0 x 15.0 | Main | |
Primary Bedroom | Ceiling Fan | 11.0 x 13.0 | Main |
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$295,000
Sales Associate
William Raveis Real Estate
Phone: 203.654.0140
Rob.Carter@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.444.2666
Leasley.Negron@raveis.com
NMLS Mortgage Loan Originator ID 2475920
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,569 | $1,990 |
Total Monthly Payment | $2,046 | $2,025 | $2,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.