**Offers due by 6pm on 08/27**New to the Providence market for the first time in more than 30 years, 168 Cypress Street is a historic home lover's dream come true! Carefully tended over the years, the new owners will inherit light-filled spaces, original details, and thoughtful improvements. Nestled into the mature landscaping and gardens on a 9, 000-square-foot lot, the home sits proudly among trees and shrubs next to a brick patio and soaring timber pergola. The first floor holds a spacious front parlor with gorgeous moldings and two additional sitting rooms. The kitchen is spacious and practical, and the original Barstow wood-fired cooking stove is still functional! Upstairs are five large bedrooms and two full bathrooms. The layout provides privacy and flexibility for owners who need lots of sleeping space or home offices. Up one more flight of stairs are sweeping Western views of the sunset and Providence capital rotunda from the cupola windows. With updated electrical and plumbing and fresh mechanicals, the new owner can bring their finishing touches to the interior. The lush exterior has space for gardening, entertaining, or an ADU. Located a seven-minute drive from the Amtrak station and a mere five minutes from Brown University, this location is ideal for train commuters or folks looking for a historic, country-side feeling in a beautiful walking neighborhood. Less than a 10-minute walk are coffee shops and popular restaurants
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Our Executive Mortgage Banker:
Our Insurance Division:
$915,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $732,000 | $732,000 | $732,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,295 | $1,295 | $1,295 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,930 | $4,330 | $6,030 |
Total Monthly Payment | $5,317 | $5,717 | $7,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.