One or more photo(s) has been virtually staged. *** Would $5000 in closing costs assistance and a FREE loan rate buy down year 1 help you buyt this home? *** Nicely updated, move in ready home, with a detached garage (EASILY converted into a CASITA), near shopping and restaurants with a huge lot in a community with no HOA and no CDD - welcome home! Let's start in the front where you can sit back and relax on the expanded front stone patio with friends as the sun goes down. When you enter you will immediate notice the extra details that make this home shine; high, airy ceilings, extra crown molding, warm, wood laminate flooring, rich plantation shutters - upgrades galore! The master suite is private in this split floor plan design. It has a spacious feeling high ceiling, and two mirrored closets. The en-suite spa like bathroom has been updated with a beautiful custom tile shower and more. The great room and dining area are wide open, making it a great place to entertain family and friends, or just chill out after a long day at work. The tall ceilings, built-in plant shelves and crown molding give it an elevated feel. You will also notice the money saving sky light that iluminates the room all by itself! (There are two more, one in each bathroom too). The kitchen has upgraded French country style cabinets with dental molding, custom spice pull out, wine glass holders over the sink, glass back splash and classic granite countertops. The brand new stainless appliances really pop. For your quick and casual meals, there is eat in space in the kitchen next to the large windows that look out to the expansive back yard. The secondary rooms offer plenty of space and are next to the updated hall bath and inside laundry. The screened lanai will be your sanctuary in the mild Florida winters. The yard is huge - almost double the standard lot in the neighborhood. Concrete tiles create lots of sitting area options and there is enough room to add a pool, ADU or storage shed. The fenced back yard makes the entire place private and peaceful - a little oasis getaway from it all. Lastly, this is a very energy efficient home with its triple paned windows and iluminating sky lights, great for those trying to reduce their monthly energy bills. Don't miss out. This won't last long. Take a virtual tour, and if you like what you see, request an in person visit today. Please ask your realtor to complete your Buyer Broker Agreement before coming (it's part of the new rules we all must follow). *** EXTENSIVE UPDATES & UPGRADES. New AC 2024. New roof 2022. New water heater 2024. Upgraded windows and sliding glass door (Triple pane. Impact resistant. Wind mitigation on file with the county. Reduced homeowners insurance premiums). New carpets 2024. Interior painted 2024. Front exterior painted 2024. New appliances 2024 (Stainless steel. Refrigerator, dishwasher, range and micro-hood). New fans and lights in most areas 2024. Updated master bathroom (New vanity and faucet. New lighting. New toilet. New custom tile shower with built in niche). Updated second bathroom (New vanity and faucet. New lighting. New toilet. New mirror). Upgraded kitchen (Granite countertops. Custom cabinets with executive trim package. Decorative backsplash). Plantation shutters on most windows. Closet systems upgraded. Crown molding. Wood look flooring. Exterior upgrades (front patio stones. Lawn tiles. New lanai screening. New wood fence at front. Fenced at rear).
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,920 | $315,920 | $315,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,075 | $2,645 |
Total Monthly Payment | $2,280 | $2,253 | $2,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.