MOTIVATED SELLERS!!!!!!WHAT YOU HAVE BEEN WAITING FOR! This immaculate open-concept 3 bedroom, 2 bathroom home is located in the safe, desirable, and peaceful Canoe Creek Lakes community in the lovely city of St. Cloud, Florida. Upon arriving at your future home, you will automatically notice two large trees in front of the residence that provide a great amount of shade and cooling to the property for you to enjoy during these hot days in Florida. If you desire to also keep your cars cool, this home provides a great sized 2 car garage to park in. If not you can also turn it into your next game room, movie room, or even into a glorious gym, all to your choosing. In 2020, the exterior of the home was repainted. Once you enter the home, you will be greeted by an open floor plan, with updated porcelain tile flooring throughout the home (2020), updated baseboards throughout (2020), and with high vaulted ceilings. To your left, you will come across the family den that can also be turned into an office. To your right, you will find a spacious dining room with a garden style accent wall. Upon entering the kitchen, you will notice the updated appliances (2020), renovated kitchen cabinets, and quartz countertops (2020). In 2020, a new water heater was installed and the roof was fully replaced. Once you get to the living room, you will notice the great open space for entertainment. You will also notice the large sliding doors that will take you out to the phenomenal oversized screened lanai. The screens in the lanai were replaced in 2024. Not only does it have a large lanai but you still have a great-sized grassed backyard that you can enjoy with your loved ones for great BBQs and birthday parties. Washer and dryer do convey. LOW HOA, NO CDD, approximately half a mile from the Florida Turnpike for commuting, minutes from shopping centers, approximately 25 minutes from Lake NONA, 45 minutes to DISNEY Parks, and other great attractions Central Florida provides. St. Cloud also offers multiple lakes within the city for those who enjoy boating and fishing. All your wants and needs are right here for you to fall in love with
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,675 |
Total Monthly Payment | $2,410 | $2,408 | $3,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.