Welcome to Governors Forest! A premium Lot in a lovely 55+, land lease Community! This BRAND NEW upgraded home is designed for both comfort and style. The open-concept living area invites you to relax by the fireplace & enjoy the custom built-ins. The kitchen is a chef’s delight, boasting a breakfast nook/ dining space, huge island, granite counters, ample cabinets, and a convenient pantry. Bonus space can be used as formal dining room, also offers versatility as a potential den or office space, complete with a spacious walk-in closet. The primary bedroom is a true retreat, featuring a slider that opens to the back deck. Its large en suite bathroom includes double sinks, a beautifully tiled glass shower, built-in storage, and a generous walk-in closet. A second bedroom and a full guest bath provides space for visitors. The laundry room offers easy access to the attached two-car garage. Enjoy year-round comfort with this energy efficient home including central A/C and take advantage of the dog-friendly community. Don’t miss this opportunity to own a premium lot next to a picturesque tree line. Enjoy the peace and privacy provided by this unique setting! PLUS, , the added bonus of a transfer tax fee sale! Photo's are of a similar home with same layout!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,044 | $2,624 |
Total Monthly Payment | $2,172 | $2,119 | $2,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.