Welcome to this meticulously maintained colonial home nestled within the Tides Beach community. This delightful residence features 3 bedrooms and 2 baths, exuding charm with its beautiful hardwood floors that grace the entire first floor. The family room, adjacent to the kitchen, is adorned with a wood-burning fireplace that has been upgraded with a new flue, damper, and liner. Moving upstairs, you'll find three bedrooms boasting spacious closets and the same stunning hardwood floors. The property also offers a generous 2-car garage with convenient pull-down steps leading to a sizeable storage area. Additionally, a high-efficiency heating system, just 4 years young, and a new oil tank in the basement ensure maximum comfort and convenience. In the backyard, you will find a custom T-shaped chlorine pool boasting a fresh liner installed just last October. Recently updated patio pavers off the back of the home complement the outdoor living area, creating a welcoming and inviting space. Amidst the mature plantings, you'll discover flourishing cherry, peach, and plum trees, complemented by a 6-zone sprinkler system to ensure their continued productivity. The expansive driveway has been recently resealed, boasting improved functionality and elevating its visual appeal. As an added delight, enjoy deeded beach rights to the Tides Beach Property Owners Association, offering access to a beautiful beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $976 | $976 | $976 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,755 | $3,635 |
Total Monthly Payment | $3,863 | $3,823 | $4,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.