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151 Seward Street, Buchanan, NY, 10511 | $899,000
Excellent Investment Opportunity!! This unique property presents an exciting investment opportunity with a large, 3/4 BR main residence complemented by two separate studio cottages, all situated on a generous 1. 5 level acres. One of its extraordinary standout features is the TWO separate legal studio cottages, each with its own septic system, above ground oil heating units, and electric. The 4 bathrooms reflect 2 in the main house and one in each studio cottage. Though they will need renovation, these cottages offer exciting possibilities: rental income, additional guest accommodation, art or exercise studios, or home offices. In addition, the 1. 5 acre level property features extensive parking options, including a 3-car detached garage and a one-car garage, enhancing its appeal for various potential uses. This charming mini-estate, after nearly 70 years with the same family, is ready for its next chapter. Set on over 1. 5 acres in the heart of Buchanan, the property features a unique early 20th-century colonial home with a circular driveway that sets the stage for its distinctive character. The main house offers flexible spaces ideal for modern living while retaining its historical charm. The first level includes two spacious living/family rooms, each with its own fireplace, a versatile dining room (which also could serve as a bedroom), an eat-in kitchen, and a full bath. Upstairs, you'll find three bedrooms and another full bath. With ample
off-street parking, the park-like, level lot enhances the property’s appeal. The main house was originally a 2 family before converted to a single family, not able to be legally converted back. This explains the 2 separate entrances, 2 back doors, 2 fireplaces and room placement. Both cottages can also be legally rented. The Main house is on sewer and both cottages on separate septics. Conveniently located just minutes from the village pool, schools, and only 2 miles from the Cortlandt Train Station, which offers a 50-minute commute to Grand Central. This is a rare opportunity to own a unique property with endless potential—MUST SEE!! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached, 3 Car Detached,
Features
- Bedrooms: 4
- Baths: 4 full
- Style: Colonial, Cottage
- Year Built: 1920
- Heating: Natural Gas, Oil, Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Unfinished
- Acreage: 1.5
- Est. Taxes: $20,628
- Lot Desc: Near Public Transit, Near School, Level
- Elem. School: Frank G Lindsey Elementary School
- Middle School: Blue Mountain Middle School
- High School: Hendrick Hudson High School
- School District: Hendrick Hudson
- MLS#: H6324523
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/H6324523/151sewardstreet_buchanan_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
151 Seward Street, Buchanan, NY, 10511
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
| Monthly Tax Payment | $1,719 | $1,719 | $1,719 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,254 | $4,605 | $6,118 |
| Total Monthly Payment | $6,065 | $6,416 | $7,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535