Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Featuring 2 spacious bedrooms and 2 bathrooms, this residence offers a perfect blend of modern amenities and classic charm. Step inside to discover a bright and inviting interior highlighted by 24-inch tile flooring throughout the main living areas. The updated kitchen is a true centerpiece, boasting sleek granite countertops, newer wood cabinetry, and stainless-steel appliances. Both bedrooms feature elegant laminate wood flooring and walk-in closets, providing ample storage space. The bathrooms offer newer vanities, modern lighting, and the master bath showcases a luxurious floor-to-ceiling tile shower. Enjoy the comfort of a recently installed HVAC system (2019) with new insulation that ensures year-round efficiency. The home also benefits from a roof that's just 5 years old and several replaced windows that enhance energy efficiency and natural light. The oversized enclosed tile patio extends across the entire back of the house, offering a versatile space for relaxing or entertaining. Beyond the patio, the large backyard presents endless possibilities for gardening, playing, or simply unwinding in your private outdoor retreat. Additional highlights include a 1-car garage and meticulous upkeep throughout, reflecting pride of ownership. This home is truly a gem, blending updated features with a cozy, welcoming atmosphere. 3140 Harvardston Loop is within close proximity to beautiful Anclote and Key Vista Nature Park, Gulf Beaches, Shopping, Medical Facilities, Great Schools, and easy access to all areas of Tampa Bay via US HWY 19.
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Our Executive Mortgage Banker:
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$228,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $182,800 | $182,800 | $182,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,216 | $1,215 | $1,567 |
Total Monthly Payment | $1,379 | $1,378 | $1,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.